What is FTMO's profit split?

80% profit split on funded accounts as standard. Traders who meet the Scaling Plan criteria (10% net profit over four consecutive months) receive a 25% balance increase and a 90% profit split going forward.

What is the maximum allocation at FTMO?

$400,000 per trader across standard accounts. Through the Scaling Plan, consistent traders can reach up to $2,000,000 in allocated capital.

Can US traders use FTMO?

US residents cannot join the global FTMO product, but can join FTMO US through the OANDA partnership launched in August 2025. Five states are excluded: Arkansas, Delaware, Louisiana, Montana, and South Carolina.

What are the Challenge and Verification rules?

Challenge: 10% profit target, 5% daily max loss, 10% overall max loss, minimum 4 trading days. Verification: 5% profit target with the same loss limits. As of 2026, there is no time limit on either phase.

How fast are FTMO payouts processed?

Payouts are on-demand between day 14 and day 60 of the funded account. Visa Direct and Mastercard Send deliver up to $20,000 instantly. Bank wire, Skrill, and crypto typically settle in 1–2 business days.

FTMO

CEO

Otakar Šuffner (CEO & Co-Founder)
Country
CZ
Trust Pilot
4.8
Years

10
Assets
- Crypto
- Forex
- Stocks

Buy now

Firm Overview

Broker:

FTMO

Platform:

MT4
MT5
cTrader
DXTrade

Payment Methods:

Card: Mastercard
Card: Visa
Crypto
Bank Transfer
Skrill
Google Pay
Apple Pay

Withdrawal Method:

Bank Wire
Visa Direct
Mastercard Send
Skrill
Crypto

Integration:

Simulated

Execution:

Simulated

Instruments

Forex

Indices

Metals

Commodities

Energy

Crypto

Stocks

Bonds

Key Strengths & Limitations

Pros

Global category leader since 2015 — 10-year track record
$75M+ paid out to traders in 2023 (publicly verified via company accounts)
Acquired OANDA from CVC in November 2025 — full broker ecosystem
FTMO Academy with education, coaching, and analytics tools | 300+ instruments: forex, indices, stocks, commodities, crypto, bonds
Four platforms: MT4, MT5, cTrader, DXTrade
Scaling Plan to $2M with 90% profit split after first scale-up
US pathway via FTMO US × OANDA (launched August 2025)
Instant payouts via Visa Direct / Mastercard Send up to $20K

Cons

US traders on Global product restricted — must use FTMO US (excludes AR, DE, LA, MT, SC)
No instant funding — 2-step Challenge + Verification only
Challenge fees $155–$1,080 depending on account size
Strict scaling criteria: 10% net profit over 4 consecutive months for capital increase
News-trading restrictions ±2 minutes high-impact events
No martingale, grid, HFT, or arbitrage strategies permitted

Program Comparison

Criteria	FTMO Challenge	Verification	Funded Account
Account Sizes	$10,000 – $200,000	$10,000 – $200,000	Scales to $400K → $2M
Challenge Fees	$155 – $1,080	Included	—
Time Limit	None (2026 update)	None (2026 update)	None
Profit Target	10%	5%	None
Max Loss (Total/Day)	10% / 5%	10% / 5%	10% / 5%
Min Trading Days	4 days	4 days	—
Profit Split	—	—	80% → 90% after scale-up
Leverage	Forex 1:100, Indices 1:20, Crypto 1:2	Forex 1:100, Indices 1:20, Crypto 1:2	Forex 1:100, Indices 1:20, Crypto 1:2
Payout	—	—	On-demand day 14–60
Copy Trading	Own accounts only	Own accounts only	Own accounts only
Platforms	MT4, MT5, cTrader, DXTrade	MT4, MT5, cTrader, DXTrade	MT4, MT5, cTrader, DXTrade

Firm Rules

FTMO applies a proven rulebook built around consistent risk management and disciplined execution. Rules apply across all Challenge and Funded accounts.

Profit Split & Scaling

80% profit split, rising to 90% after the first scale-up
$400K standard cap, up to $2M lifetime via the Scaling Plan

Time Limits

Time limit removed on the standard Challenge (2026 update)

News Trading

No trades within ±2 minutes of high-impact news

Strategies & Automation

No martingale, grid, HFT or arbitrage strategies
EAs fully supported with VPS hosting available
Swing account option available for overnight and weekend holds
Consistent lot sizing required

Note: Inconsistent lot sizing is one of the most common causes of FTMO rule breaches.

Restricted Countries

Russian-Federation
Belarus
Afghanistan
Venezuela
Cuba
Indonesia
Iraq
Ukraine
Kazakhstan
Uzbekistan + 66 countries

Frequently Asked
Questions

What is FTMO's profit split?

80% profit split on funded accounts as standard. Traders who meet the Scaling Plan criteria (10% net profit over four consecutive months) receive a 25% balance increase and a 90% profit split going forward.
What is the maximum allocation at FTMO?

$400,000 per trader across standard accounts. Through the Scaling Plan, consistent traders can reach up to $2,000,000 in allocated capital.
Can US traders use FTMO?

US residents cannot join the global FTMO product, but can join FTMO US through the OANDA partnership launched in August 2025. Five states are excluded: Arkansas, Delaware, Louisiana, Montana, and South Carolina.
What are the Challenge and Verification rules?

Challenge: 10% profit target, 5% daily max loss, 10% overall max loss, minimum 4 trading days. Verification: 5% profit target with the same loss limits. As of 2026, there is no time limit on either phase.
How fast are FTMO payouts processed?

Payouts are on-demand between day 14 and day 60 of the funded account. Visa Direct and Mastercard Send deliver up to $20,000 instantly. Bank wire, Skrill, and crypto typically settle in 1–2 business days.